Portland, Beaverton and Hillsboro, Oregon area homes and condos for sale - The Francis Group, REALTORS® The Francis Group REALTORS(r) for Portland, Beaverton and Hillsboro , Oregon real estate, condos, luxury homes - NUMBER1EXPERTS™ The Francis Group NUMBER1EXPERTS(tm) for Portland, Beaverton and Hillsboro , Oregon real estate, condos, luxury homes

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The Francis Group, REALTOR®, real estate agents and broker for Portland, Beaverton and Hillsboro  Oregon home listings, property and land for sale - NUMBER1EXPERT(tm)
Our team of experts will help you buy or sell. CALL THE FRANCIS GROUP at (503)297-5117 or TOLL FREE (877)243-8734



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Real Estate Tips
First Time Buyers >Good Faith Estimates

Several years ago the U.S. Congress tried to protect consumers from a few unscrupulous lenders by requiring all lenders to calculate and disclose the annual percentage rate (APR) you pay on your mortgage loan. But most homebuyers will learn more by directing their attention to the Good Faith Estimate of Settlement Costs (GFE). Although Congress meant well, in practice the APR is not helpful and may be confusing.

If you are looking for a good way to understand your costs of borrowing and/or to compare one lender's costs to another, the GFE is your best bet. Get your lender(s) to provide a written GFE before you commit your mortgage business. When reviewing a GFE, keep in mind that the lender actually controls only a certain portion of the disclosed costs. Other parties typically control costs of appraisal, settlement, title insurance, recording fees and taxes, survey, and the "prepaid" expenses of homeowner's insurance, mortgage insurance, real estate taxes, etc. Review these origination fees, discount points, etc. and you will have the ability to understand the full costs of your proposed mortgage loan.

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Real Estate Trivia
Q 
Where would you go if you wished to stay in the world's most expensive hotel room?

A 
The Imperial Suite at the President Wilson Hotel in Geneva, Switzerland, which can be reserved for $33,000 per night.
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The Francis Group, REALTOR®, real estate agents and broker for Portland, Beaverton and Hillsboro  Oregon home listings, property and land for sale - NUMBER1EXPERT(tm)

The Francis Group
Hasson Company Realtors

9755 SW Barnes Road, Suite 155
Portland, OR. 97225
Direct: 503.297.5117
Toll Free: 877.243.8734 (2GETSFG)
Fax: 503.297.5593
Email: sherry@sfgteam.com

Sherry's dedication to superior service has made her one of the top-producing Realtors in Portland. Her warm, enthusiastic, people-oriented approach and unparalleled service has resulted in lasting friendships, repeat customers and personal referrals. She has helped well over 1,500 families market or purchase the perfect home. That's over $275,000,000 in property SOLD! To insure you receive the service and communication you deserve, Sherry has put together a team of professionals to make sure each step of the transaction runs smoothly and efficiently. Just call or email to get started with the best!

ABReProEqual HousingGRIMLSREALTORRELO


Hasson Company, Realtors real estate and homes for sale in Portland, Beaverton and Hillsboro  Oregon

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