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Financing Your Home >Financial Help

Escalating home prices often cause many first-time buyers to seek help from their families for the down payment on a new home. If your parents are providing financial assistance for the purchase of a home, it is important that you have very clear agreements with them about the conditions under which their help will be provided.

Sit down with your parents to discuss the details of the arrangement. Is the money they are providing a gift or a loan? If it is a gift, be sure to check with your tax expert to minimize the tax implications. If your parents are loaning the money for the down payment, how will it be paid back? Will there be joint ownership with an equity-sharing agreement? Will your parents be named on the ownership papers with you? Are special documents needed?

Whatever form it takes, parents who help their children buy a home give them an incredible gift!

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Q	What is the only land in the world that has not been walked on by human feet?
A	A small 200 square-mile section of Antarctica is the only terrain on Earth that not one person has stepped foot on.
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The Sherry Francis Group, REALTOR®, real estate agents and broker for Portland, Beaverton and Hillsboro Oregon home listings, property and land for sale - NUMBER1EXPERT(tm)

The Sherry Francis Group
Hasson Company Realtors
9755 SW Barnes Road, Suite 155
Portland, OR. 97225
Direct: 503-906-7129
Fax: 503-641-2167
Email: sherry@sfgteam.com
Sherry's dedication to superior service has made her one of the top-producing Realtors in Portland. Her warm, enthusiastic, people-oriented approach and unparalleled service has resulted in lasting friendships, repeat customers and personal referrals. She has helped well over 1,500 families market or purchase the perfect home. That's over $275,000,000 in property SOLD! To insure you receive the service and communication you deserve, Sherry has put together a team of professionals to make sure each step of the transaction runs smoothly and efficiently. Just call or email to get started with the best!

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