Portland, Beaverton and Hillsboro, Oregon area homes and condos for sale - The Francis Group, REALTORS® The Francis Group REALTORS(r) for Portland, Beaverton and Hillsboro , Oregon real estate, condos, luxury homes - NUMBER1EXPERTS™ The Francis Group NUMBER1EXPERTS(tm) for Portland, Beaverton and Hillsboro , Oregon real estate, condos, luxury homes

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The Francis Group, REALTOR®, real estate agents and broker for Portland, Beaverton and Hillsboro  Oregon home listings, property and land for sale - NUMBER1EXPERT(tm)
Our team of experts will help you buy or sell. CALL THE FRANCIS GROUP at (503)297-5117 or TOLL FREE (877)243-8734



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First Time Homebuyers: Portland, Beaverton and Hillsboro  Oregon home buying, real estate listings, and homes for sale in Multnomah County, OR
Welcome > For Buyers > First Time Homebuyers ...


Buying Your First Home? REALTORS® Are Your Professional Guides. Make Sure You Choose Top Experts. 

You might be a bit afraid or intimidated by the whole process of buying your first home. As top Portland area real estate experts, it's our job to guide you, from beginning to end. 

We will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached. 

New to the home buying process? Tell us your concerns. Ask us questions. It's our job to help! There's no obligation, and we promise to get back to you quickly... 

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Real Estate Tips
Financing Your Home >Hybrids Offer Low Rates

In the field of home financing, "hybrid" mortgages have grown in popularity with homebuyers. With interest rates gradually rising in today's market, the hybrid mortgage product saves money, provides a period of fixed-rate security and helps buyers qualify for financing.

Hybrid mortgage loans offer a very low fixed-rate for a period of time, usually from 5 to 7 years, then revert to an adjustable rate mortgage (ARM) for the remainder of the term of the loan. The interest rate is typically lower than with a 30-year fixed-rate loan, and the borrower has the assurance that the rate will not change for a period of years. Such a loan works well for buyers who plan on reselling the home within a finite period.

Other specialty mortgages now available include an ARM loan with a provision allowing it to be converted to a fixed-rate loan when that is a practical step for the borrower. Still others offer an interest-only loan that requires payments to be made on the interest only for a specified number of years, then reverts to an amortized loan with interest and principal payments each month. Consult with an experienced mortgage professional to determine whether one of these loan products will meet your needs.

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Real Estate Trivia
Q 
What is a "jumbo mortgage"?

A 
The term "jumbo mortgage" currently refers to a mortgage loan in excess of $359,650, although the threshold amount may change as the market fluctuates.
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The Francis Group, REALTOR®, real estate agents and broker for Portland, Beaverton and Hillsboro  Oregon home listings, property and land for sale - NUMBER1EXPERT(tm)

The Francis Group
Hasson Company Realtors

9755 SW Barnes Road, Suite 155
Portland, OR. 97225
Direct: 503.297.5117
Toll Free: 877.243.8734 (2GETSFG)
Fax: 503.297.5593
Email: sherry@sfgteam.com

Sherry's dedication to superior service has made her one of the top-producing Realtors in Portland. Her warm, enthusiastic, people-oriented approach and unparalleled service has resulted in lasting friendships, repeat customers and personal referrals. She has helped well over 1,500 families market or purchase the perfect home. That's over $275,000,000 in property SOLD! To insure you receive the service and communication you deserve, Sherry has put together a team of professionals to make sure each step of the transaction runs smoothly and efficiently. Just call or email to get started with the best!

ABReProEqual HousingGRIMLSREALTORRELO


Hasson Company, Realtors real estate and homes for sale in Portland, Beaverton and Hillsboro  Oregon

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